Asserted in the draft
$1,000
Complaint echo. The amount is not in the source record.
SettleUp Collections · public offering
The Level-4 dispute-letter gate.
Draft. Check vs ledger. One Remediate. Loud Refuse. Human owns Send. We sit beside your recovery stack. We do not replace dialer, payments, or CMS.
Not legal advice. Not CFPB-approved. Synthetic demo only.
Lead with the letter that almost left and did not.
Default demo: claim asserted $1,000 × 3 vs ledger $20,370.53. Still wrong after one remediation. REFUSED, inspectable reason, operator escalation.
Ledger truth
$20,370.53
Current balance on the synthetic ledger.
300 drafted
20 blocked
19 remediations
1 refuse
What you get
Controls in the workflow
The gate fires at draft time, not in annual theater.
Fits your stack
Bolt onto a CMS or agency desk. CSV, SFTP, or assisted import.
Diligence-grade trust
Claim to ledger to attempts to refuse trail. Admin, Contributor, Compliance.
Live in weeks
Start on fixtures, then your book. Expand when earned.
Capacity with a gate
Capacity means more accurate dispute volume with a hard stop when the ledger disagrees. Refuse protects the creditor brand and the agency relationship.
This is not a layoff tool. This is not an FTE-replace pitch. A person still owns Send.
Minutes per dispute are Olga Mironova's (about 38 to 57). Do not cite a 12-minute average.
Beside your stack
Complementary to recovery platforms that own contact, placement, scoring, and digital engage. SettleUp owns letter content risk before Send.
Not a dialer. Not a payments portal. Not a CMS rip-replace.
Book a walkthrough: calendly.com/nathanplatter
No public price sheet. No checkout on this page. Calendly only.
Out forever
- Unsupervised auto-send
- Dialer or Reg F contact engine
- Payments portal
- CMS rip-replace
- Claiming we are Equabli
- SOC 2 badge without evidence
Open the demo
Sandbox uses public CFPB complaint language joined to an honest synthetic ledger. Complaints and disputes are different legal buckets. The check is the same metadata pointed at a dispute queue.
Not legal advice. Not CFPB-approved. Not approved for real consumer data. Letters are drafted for review, never dispatched.