We sit beside your recovery stack. We do not replace dialer, payments, or CMS. Default demo: claim asserted $1,000 × 3 vs ledger $20,370.53. Still wrong after one remediation. REFUSED, inspectable reason, operator escalation.
Capacity means more accurate dispute volume with a hard stop when the ledger disagrees. Refuse protects the creditor brand and the agency relationship. Not a layoff tool. Not an FTE-replace pitch.
Complementary to recovery platforms that own contact, placement, scoring, and digital engage. SettleUp owns letter content risk before Send.
Out forever: unsupervised auto-send · dialer / Reg F contact engine · payments portal · CMS rip-replace · claiming we are Equabli · SOC 2 badge without evidence.
Book a walkthrough: calendly.com/nathanplatter. No public price sheet. Not legal advice. Not CFPB-approved. Synthetic demo only. Full offering.
Sandbox uses public CFPB complaint language + an honest synthetic ledger. Complaints and disputes are different legal buckets. Architecture is the same metadata pointed at your dispute queue. Hero: $1,000 echo vs ledger $20,370.53. Gate refuses leave an examiner-readable audit trail (what failed, remediation attempts, why we stopped). Olga minutes: intake 3-5 · review ~4 · research 20-30 · draft 5-7 · compliance 3-6 · close 3-5, not a 12 min average.
Her range sheet (cite Olga, not a universal time-study): intake 3-5 · review ~4 · research 20-30 · draft 5-7 · compliance 3-6 · close 3-5 (~38-57).
Demo baseline: upper end (~57). Bots and demos can run nonstop. Humans need lunch, meetings, and context switches. The lower bound assumes 100% desk productivity on disputes only. Upper minutes leave room for the human component when we compare production output. Capacity-with-gate, not a layoff pitch.