Sandbox uses public CFPB complaint language + an honest synthetic ledger. Complaints ≠ disputes as legal buckets , architecture is the same metadata pointed at your dispute queue. Hero: $1,000 echo vs ledger $20,370.53. Gate refuses leave an examiner-readable audit trail (what failed, remediation attempts, why we stopped). FTE ops ranges (Olga): intake 3–5 · review ~4 · research 20–30 · draft 5–7 · compliance 3–6 · close 3–5 , not a “12 min” average.
Her range sheet (cite Olga, not a universal time-study): intake 3-5 · review ~4 · research 20-30 · draft 5-7 · compliance 3-6 · close 3-5 (~38-57).
Demo baseline: upper end (~57). Bots and demos can run nonstop. Humans need lunch, meetings, and context switches. The lower bound assumes 100% desk productivity on disputes only. Upper minutes leave room for the human component when we compare production output.