COLLECT QA vs spreadsheet checklists
Cheap until rows drift. We put cited gaps on this draft.
Letter-ops desk · attaches to Pilot · not the refuse gate
SettleUp+COLLECT
Not the model form. Not the AMS. Cite pins on the notice in front of you.
Cited gaps on your validation notice, before you send.
Paste a draft validation notice (or load the free synthetic sample). COLLECT QA runs a public-source checklist against Reg F / 12 CFR 1006 model-notice framing and returns labeled gaps with cite pins. Your send. Your license. Your risk.
The seat pins the notice you are about to send, not a synthetic paste. The AMS stays the system of record. If we cannot pin that file in the room, take the $29 sample and stop. Human owns Send.
Same file that leaves, not a cleaned excerpt. If the dollar is not on that file, we refuse. We do not invent it. If they will not show that file, $29 sample and stop. Human owns Send.
The $29 pack is the sample, still mailto. Ask for the pack. Open the free sample.
Already on SettleUp? Add the seat. Pilot stays $499/mo on the live aisle.
Hard rails.
This is a checklist QA tool. Not legal advice, not a “compliant letter,”
not CFPB-approved, not autodial, not skip-trace, and not an AMS write-back.
The COLLECT QA seat attaches outbound validation hygiene to the
SettleUp Pilot refuse-gate. It is not a competing product. We do not send consumer mail.
Magnet Stripe HOLD on the $29 pack. Sibling seat stays mailto.
How it works
Upload-ish, then checklist, then report
1. Paste or sample
Drop validation-notice text into the browser tool. Or load the synthetic sample letter. No account, no upload server.
2. Gap checklist
Heuristic scan vs items drawn from 12 CFR 1006.34 validation information and Model Form B-1 framing (eCFR). Each row carries a source label.
3. Watermarked demo
Free sample reports are marked DEMO. The $29 pack unlocks a clean report via mailto (magnet Stripe HOLD). The ask on this page is the COLLECT QA seat.
4. Human still owns risk
Exceptions stay with your compliance officer / counsel. COLLECT QA does not practice law and does not claim the notice is compliant. Human owns Send.
Sample
See a corrected-document feel
The tool UI looks like a marked-up notice: paper, ink, cite labels. Not neon SaaS chrome.
The ask · COLLECT QA seat
Validation hygiene for letter ops
The COLLECT QA seat is the monthly desk: outbound validation-notice and itemization hygiene beside the SettleUp Pilot refuse-gate. It does not replace Pilot. Pack $29 stays the sample.
Head-to-head
Compare / Why us
Spotlight us. Honest weaknesses. No mud. Soft ROI labeled. Distinct from Snakes.
vs free B-1 / PDF checklists
The model form is the template. We pin gaps on the notice you are about to send. A checklist PDF is not a gate. Pack is the sample. The seat is the habit.
vs ChatGPT DIY
Consumer AI invents amounts. We REFUSE missing facts. Privacy on notice files.
vs AMS letter tools
Keep SoR. We do not write back. Hygiene attaches; AMS stays.
Why us: Cite pins on this week's notice · refuse when facts are missing · COLLECT QA seat $249/mo mailto · pack sample stays $29 · not the refuse-gate hero · not legal advice · never CFPB-approved.
Honest weakness: Pack and seat stay mailto. Magnet Stripe HOLD. Human owns Send.
DP-04 · Snakes
Copycats & pushback
Buy the gate, not the skin.
What they whisper
B-1 is free; AMS already validates; this steals SettleUp; mailto is amateur; heuristics ≠ counsel.
Truth
Free form is not cited gaps on your notice. Pack is the sample. No AMS write-back. Magnet Stripe HOLD. The ask is the COLLECT QA seat. Not legal advice. Never CFPB-approved. Not the refuse hero.
Looks copyable
Free Reg F checklist PDF; upload to ChatGPT; browser paste heuristics; letter-ops skin undercutting the seat.
Where plastic breaks
No cite pins on their notice. No HITL export. Consumer AI plus notice files. Checkout-speed clones turn the pack Stripe on. We hold the magnet and sell the seat by mailto.
Why us
Cited gaps on their notice. Pack proves the desk. The COLLECT QA seat is the habit. Pilot when disputes show up.
Kill line: If the free checklist is the whole product, a clone wins on price. If cited gaps plus a named seat is the product, plastic has nowhere to hang.
One ask · COLLECT QA seat
COLLECT QA seat · $249/mo
The seat is the product. The $29 pack is the sample. Free sample stays open. Magnet Stripe HOLD. Not legal advice. Human owns Send.
COLLECT QA seat
$249/mo
Letter-ops desk. Mailto only. Sibling Stripe HOLD. Not a competing checkout beside Pilot.
- Attaches validation hygiene to the Pilot refuse-gate
- HITL on exceptions. Loud REFUSE when facts are missing
- Not AMS write-back. Does not replace Pilot
The seat pins the notice you are about to send, not a synthetic paste. The AMS stays the system of record. If we cannot pin that file in the room, take the $29 sample and stop. Human owns Send.
Same file that leaves, not a cleaned excerpt. If the dollar is not on that file, we refuse. We do not invent it. If they will not show that file, $29 sample and stop. Human owns Send.
Sample pack
$29
One QA pack report. Magnet Stripe HOLD. Mailto is the live pack path. Funnel only, not the hero.
- Your notice text reviewed
- Cited gap report (CQ-02) + print/PDF (CQ-03)
- No “compliant letter” claim. Gaps and cites only
Free
Sample
Watermarked demo report in-browser. Synthetic letter included.
- Paste or load sample
- Cited gap rows (Reg F framing)
- DEMO watermark on export view
Labeled assumption · not a guarantee
Seat return-on-time: 6h × $65/hr = $390 desk time vs COLLECT QA seat $249/mo, about 1.6×. A 3× claim only holds if about 12 hours/month are actually saved. Soft ROI. Labeled. Not a guarantee.
Disclaimer
COLLECT QA is an educational / QA checklist product. It is not legal advice and does not create an attorney-client relationship. Citations reference publicly available materials (including the eCFR text of Regulation F, 12 CFR part 1006, and Model Form B-1 framing). We do not invent effective dates; confirm current text on eCFR before relying on any pin. Output is not a determination that a notice is compliant, “CFPB-approved,” or safe to send. No AMS write-back and no auto-send. The COLLECT QA seat is a validation-hygiene add-on that attaches to the SettleUp Pilot refuse-gate; it does not replace Pilot, counsel, or an AMS. You remain responsible for your own compliance program, licenses, and counsel review. Human owns Send.